Local News and Tips

Find Your Dream Home in San Luis Obispo, California

There are so many different kinds of homes out there for families to choose from. Do I want to live in San Luis Obispo? Or maybe you want to find a home in San Luis Obispo. How many bedrooms and bathrooms do you need? Do you need a large back yard? A... Read more

VA Streamline Refinance - IRRRL

VA mortgage holders: drop your interest rate and monthly payment with minimum hassle. This is perhaps the simplest kind of loan you can find on the market. The VA-backed streamlined refinance product is called the Interest Rate Reduction Refinancing ... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

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Marsha Willingham

Marsha Willingham
Central Coast Realty Group
DRE #00614169

805-748-1480
Contact Me

Marsha Willingham | 805-748-1480 | Marsha@ExclusivelySanLuis.com
1015 Nipomo St, Ste. 100 - San Luis Obispo, CA 93401
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