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Thumbnail image for San Luis Obispo Condos For Sale!

San Luis Obispo Condos For Sale!

by Marsha Willingham May 21, 2013 Latest News

Showing properties
1 – 21 of 21.

See more City of San Luis Obispo Properties For Sale.

(all data current as of
6/18/2013)

$538,000
:
237 N Chorro St, San Luis Obispo

2 beds, 3 full baths
Home size: 1,502 sq ft
Lot size: 1,502 sqft

Year built: 2010
Parking spots: 3
Days on market: 2

$290,000
:
611 Paseo Bella Montana, Unit C, San Luis Obispo

2 beds, …

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Thumbnail image for Bigger Loans Mean Tougher Requirements – San Luis Obispo Homes

Bigger Loans Mean Tougher Requirements – San Luis Obispo Homes

by Marsha Willingham April 19, 2013 Buyers Information

 

Jumbo loans often come in three sizes: small, medium and large. The bigger the loan size, the tougher the lending requirements.

At national lender EverBank, a jumbo loan up to $1.5 million requires a 20% down payment and 12 months of reserves, or enough money in liquid accounts to pay the mortgage for a year if …

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Thumbnail image for New credit score could help millions.

New credit score could help millions.

by Marsha Willingham March 18, 2013 Buyers Information

 

A new credit scoring model will potentially boost scores for many credit applicants and help establish credit for millions of people who previously had little or no credit history.

The new scoring model will be used in the latest version of the VantageScore, the credit score created by the three major credit bureaus – Experian (EXPGF), Equifax (EFX)and TransUnion.

Currently, debts …

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Thumbnail image for Pirate’s Cove nude beach joins SLO County’s park system!

Pirate’s Cove nude beach joins SLO County’s park system!

by Marsha Willingham March 5, 2013 Latest News

 

After decades of informal public use, the Pirates Cove area of Avila Beach is now part of San Luis Obispo County’s park system.

On Tuesday, the San Luis Obispo County Board of Supervisors accepted title of a 27-acre parcel that includes the county’s only clothing-optional beach at Pirate’s Cove and the historic Cave Landing area.

Acquisition of the property …

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Thumbnail image for 2013 Mustang GT: Does retro have a future?

2013 Mustang GT: Does retro have a future?

by Marsha Willingham February 25, 2013 Latest News

 

 

Mustang is amazing but I bought one of these 1969 Camaro’s brand new in 1969 and wish I had kept it!  Still have the model car that came with it!

 

The 2013 Mustang GT may be among the last of the retro-styled pony cars. It will be a shame to see them pass into history.

A decade …

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Thumbnail image for FHA mortgage premium to rise on April 1 – San Luis Obispo Real Estate

FHA mortgage premium to rise on April 1 – San Luis Obispo Real Estate

by Marsha Willingham February 14, 2013 Buyers Information

 

It may be prudent to purchase now!

Borrowers who want to get a mortgage insured by the Federal Housing Administration should act quickly to avoid changes the agency is making to shore up its faltering insurance fund.

Here’s the timing: FHA will raise the annual mortgage insurance premium on most loans that have a case number starting April 1 or later. To …

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Thumbnail image for IRS making it easier to file for home office deduction  –  San Luis Obispo Real Estate

IRS making it easier to file for home office deduction – San Luis Obispo Real Estate

by Marsha Willingham February 6, 2013 Latest News

The new IRS option allows owners and employees who work from home to deduct $5 per square foot of home office space, up to a maximum of 300 square feet.

By Kenneth R. Harney   February 3, 2013  L A Times

WASHINGTON — If you’re one of the millions of homeowners and renters who work or run a …

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Thumbnail image for San Luis Obispo Downtown Condo  – San Luis Obispo Real Estate

San Luis Obispo Downtown Condo – San Luis Obispo Real Estate

by Marsha Willingham January 14, 2013 Latest News

We’re sorry, but we couldn’t find MLS # 192671 in our database. This property may be a new listing or possibly taken off the market. Please check back again.

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Thumbnail image for Writing the “hardship letter” – San Luis Obispo Real Estate

Writing the “hardship letter” – San Luis Obispo Real Estate

by Marsha Willingham January 11, 2013 Latest News

 

Homeowners having trouble paying their mortgage are often required to write a hardship letter when applying for a loan modification.   Such a letter is a requirement for modification applications under the government’s Making Home Affordable program.

Making sense of the story

A hardship letter is not the basis for modification approval – that depends on the …

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Thumbnail image for Capital Gains Rates – San Luis Obispo Real Estate

Capital Gains Rates – San Luis Obispo Real Estate

by Marsha Willingham January 8, 2013 Buyers Information

Housing-related provisions included in the federal law:

The “Pease Limitations” that reduced the value of itemized deductions, including the mortgage interest deduction, are permanently repealed for most taxpayers but will be reinstituted for high income filers.  This provision reduces a taxpayer’s itemized deductions by 3 percent of the amount of his or her adjusted gross income (AGI) …

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