San Luis Obispo Home Values
Thumbnail image for Gift Giving and Home Loans: A Guide to Giving (and Receiving) Cash Help on Mortgages

Gift Giving and Home Loans: A Guide to Giving (and Receiving) Cash Help on Mortgages

by Marsha Willingham September 2, 2014 Buyers Information

 

Gift guidelines are carefully regulated by lenders.  A mortgage is a large commitment, and lenders need to ensure that borrowers canrepay the loan, but also that they will repay the loan.  Click the above link for detailed information from Central Coast Lending!

A down payment represents “skin in the game” for the borrower, and removal of that initial buy-in …

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Thumbnail image for Miraleste Garden Home Available at San Luis Country Club Estates

Miraleste Garden Home Available at San Luis Country Club Estates

by Marsha Willingham August 21, 2014 Buyers Information

This is a three bedroom, 1-3/4 bath home with vaulted ceilings and kitchen opening to the living room.  Approximately 1,750 sq. ft.   The sunny front patio is quite large and offers great course views.   The rear patio is smaller and private.

Plenty of driveway space and the garage even has room for your golf …

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Thumbnail image for New Home Buyer’s Guide 2014 – Central Coast of California – San Luis Obispo County

New Home Buyer’s Guide 2014 – Central Coast of California – San Luis Obispo County

by Marsha Willingham August 18, 2014 Buyers Information

 

Perhaps this will help in your search for a “new home” on the Central Coast.   If you are looking for resale I can also assist you!

Serra Meadows in San Luis Obispo

Vista Dorada at Las Lomas in Atascadero

620 Navajo, Paso Robles

Villas at Montecito – Atascadero

Coastal Community Builders – Atascadero/San Luis Obispo/Pismo Beach

 

 

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Thumbnail image for What is an impound or escrow account?

What is an impound or escrow account?

by Marsha Willingham August 14, 2014 Buyers Information

Below is an explanation from a great lender (Kim Williams at Central Coast Mortgage in San Luis Obispo):

“When clients wish to pay their property taxes and homeowners insurance each month along with their mortgage, they establish what is termed an “impound account” or “escrow account”.  If clients elect to have an impound account, they can save …

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Thumbnail image for San Luis Obispo Real Estate Report

San Luis Obispo Real Estate Report

by Marsha Willingham August 11, 2014 About

San Luis Obispo County’s  unemployment rate is sixth lowest in the state (of 58 counties) and the local tech and engineering industries are booming.   Our unique blend of local foods, outdoor adventures, and friendly communities offers a little something for everyone.

Part of what makes SLO County a desirable place to live also guarantees the cost of …

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Thumbnail image for Affordable Beach Towns – Los Osos, Morro Bay ranked among top beach town housing markets!

Affordable Beach Towns – Los Osos, Morro Bay ranked among top beach town housing markets!

by Marsha Willingham August 5, 2014 Los Osos Real Estate

Looking for a mildly affordable beach town on the California Central Coast?  Check out Los Osos and Morro Bay!

 

Los Osos and Morro Bay both ranked in a listing of the top 20 beach town housing markets in the nation compiled by RealtyTrac.

The rankings were based on home values, weather, air quality and crime rates.  The two were …

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San Luis Obispo Country Club Beer Update!

by Marsha Willingham August 1, 2014 About

Have you been wanting a tour of the Country Club?   Give me a call and I’ll give you a guided tour!

 

Below is a paragraph from our San Luis Obispo Country Club Newsletter.   Can’t wait to try!

“In a slight departure from California’s bigger-stronger-hoppier attitude towards India Pale Ales we’re going to try out a …

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Thumbnail image for Cal Poly parents get a deal during WOW week!

Cal Poly parents get a deal during WOW week!

by Marsha Willingham July 29, 2014 Cal Poly

Please visit the link below for some great options for Cal Poly Parents during Week of Welcome!

DISCOVER SAN LUIS OBISPO COUNTY WITH POLY PARENT ADVENTURES

Visit San Luis Obispo County during Cal Poly Week of Welcome (WOW) – September 17-19, 2014 – and enjoy Pure Play on California’s Central Coast! Browse through the sample itineraries below …

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Thumbnail image for Three Smart Ways to Save on Travel

Three Smart Ways to Save on Travel

by Marsha Willingham July 14, 2014 Latest News

 

If your travel dates are flexible, this site could be most helpful.  Pick your destination and interactive charts will help you find the cheapest days for flights.

This site combs the Web for coupons and specials to apply to auto rentals through major agencies.  It then will track your reservation.  If a better deal crops up it will …

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Thumbnail image for Wait times for borrowing after bankruptcy, foreclosure, or short sale

Wait times for borrowing after bankruptcy, foreclosure, or short sale

by Marsha Willingham July 14, 2014 Buyers Information

Conventional

Chapter 7 BK – 4 years from discharge date

Chapter 13 BK – 2 years from discharge date; 4 years from dismissal date.

Foreclosure – 5 years from recorded date

Short Sale (Deed in Lieu) – 2 years – 80% LTV; 3 years – 90% LTV; 4 years – 90% LTV; 5 years – Max LTV

 

 

FHA

Chapter 7 BK …

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