30 Year Fixed Conforming – 3.625! San Luis Obispo Real Estate

by marshawillingham January 25, 2012 Buyers Information

Greetings!  What a day for the bond market.  The Fed keeps Fed Funds Rate unchanged and follows that up with some very strong statements about the future of interest rates.  The one I particularly like is how the Fed will continue to purchase mortgage bonds and will keep rates low through 2014!!!  That’s a lofty goal.  For now, we are enjoying record-breaking lows.

 

30 …

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San Luis Obispo Country Club Estates and Old Country Club – San Luis Obispo Real Estate

by marshawillingham January 23, 2012 Buyers Information

1274 Miraleste Dr, San Luis Obispo, CA 93401-8200 (MLS # 178528)
(all data current as of 1/28/2012)

Price

$640,000

Beds

3

Baths

1 full, 1 three-quarter

Home size

1,790 sq ft

Lot Size

2,400 sq ft

Days on Market

195

Adorable free-standing home overlooking the 13th fairway at San Luis Golf & Country Club. This unit has been superbly maintained with beautiful stone flooring in most areas and …

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Bank of America Suspends Cashout Refinancing – San Luis Obispo Real Estate

by marshawillingham January 23, 2012 Latest News

 

Elevated refinance volume prompts decision

Jan. 19, 2012

By MortgageDaily.com staff

Refinance activity is so busy that Bank of American Home Loans has made the decision to turn off the spigot for cashout refinancing. It’s the second time in four months that such a move has been made.From the end of 2011 until last week, inquiries for refinance loans climbed …

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San Luis Obispo Real Estate Trends

by marshawillingham January 17, 2012 Buyers Information

San Luis Obispo Panorama

For those interested in buying or selling a home, you’re in luck. The housing industry is expected to rise this year; and here on the Central Coast, things are looking up.

According to MLS  as of January 1st, there have been 36 new sales in the city of …

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Home Loan Interest Rates – San Luis Obispo Real Estate.

by marshawillingham January 13, 2012 Buyers Information

RATE WATCH:

 

30 yr fixed (Conforming) –3.625 @ 3/8 points

30 yr fixed (FHA) –3.500 @ 1/8 points

15 yr fixed (Conforming) -3.125% @ 5/8 points

30 yr fixed (Super Conforming) –3.750 @ 5/8 point

Prime Rate—3.250%

***The rates above are for purchases and no cash-out refinances with good credit-standing borrowers on owner occupied residences.  Increased rates may apply for other loan transactions or for borrowers …

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San Luis Obispo Country Club Estates Garden Home – San Luis Obispo Real Estate

by marshawillingham January 11, 2012 Buyers Information

1274 Miraleste Dr, San Luis Obispo, CA 93401-8200 (MLS # 178528)
(all data current as of 1/28/2012)

Price

$640,000

Beds

3

Baths

1 full, 1 three-quarter

Home size

1,790 sq ft

Lot Size

2,400 sq ft

Days on Market

195

Adorable free-standing home overlooking the 13th fairway at San Luis Golf & Country Club. This unit has been superbly maintained with beautiful stone flooring in most areas and …

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What documents to keep, what you can toss—and when. San Luis Obispo Real Estate.

by marshawillingham January 10, 2012 Buyers Information

Conquer the paper piles!
What documents to keep,
what you can toss—and when.

 

 

 

Bank records

Keep deposit and ATM receipts until you reconcile them with your monthly statements. File your monthly checking and savings account statements. After you do your taxes, file any statements needed to prove deductions with your tax records; the rest can be shredded.

Credit-card bills

You don’t …

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Morro Bay Winter Bird Festival – San Luis Obispo Real Estate

by marshawillingham January 9, 2012 Cities

Morro Bay Winter Bird Festival

 

The Morro Bay Winter Bird Festival is a yearly eco-tourism event promoting awareness of the environmental and conservation issues surrounding Morro Bay’s natural resources while providing an economic benefit to the Morro Bay community.  The event is sponsored by the Morro Coast Audubon Society in collaboration with California State Parks, …

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Wells Fargo Loans and San Luis Obispo Real Estate

by marshawillingham January 5, 2012 Buyers Information

San Luis Obispo Real Estate

What happens if the interest rate goes up by .5%?

Example:
Loan amt. of $400,000 at 3.75%, for a 30yr fxd., the PI payment is $1,852
Loan amt. of $377,000 at 4.25%, for a 30yr fxd., the PI payment is $1,854

So in this example, the loan amount and or purchase has to drop …

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Rodgers and Hammerstein’s South Pacific – San Luis Obispo Real Estate

by marshawillingham January 5, 2012 Cal Poly

 

Rodgers and Hammerstein’s South Pacific

Presented by Cal Poly Arts
CHRISTOPHER COHAN CENTER  

This breathtaking new production is based on the 2008 Tony Award-winning Lincoln Center Theater production, directed by Bartlett Sher. Set on a tropical island during World War II, the musical tells the sweeping romantic story of two couples and how their happiness is threatened …

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